Purchasing a used vehicle without checking for outstanding finance can be a costly mistake. If a previous owner sold the car before clearing their loan, the finance company still retains legal ownership. This means you could face repossession, leaving you out of pocket and without a car.
An outstanding finance check helps you avoid these risks. By verifying whether the car is debt-free, you ensure your purchase is legally sound and truly yours. Our service provides clear, reliable data so you can proceed with confidence, knowing you won't inherit someone else’s financial burden.
Don’t leave it to chance. Conducting an outstanding finance check before buying or selling gives you peace of mind and helps maintain a fair, transparent marketplace. Enter the registration now and protect your investment.
Benefit from tax and MOT records sourced directly from the DVLA, ensuring official and trustworthy vehicle information.
Our outstanding finance check delivers immediate, easy-to-read reports, allowing you to make informed decisions without delay.
We combine multiple data sources to ensure our checks are accurate and reliable. Make your purchase decisions armed with verified facts.
Discover the vehicle’s complete finance history, ensuring no hidden debts stand between you and complete legal ownership.
Our outstanding finance check reveals if the vehicle is tied to any active finance agreements. You’ll find out the finance company involved, contact information, and the amount still owed. This transparency ensures you won’t unknowingly buy a car that isn’t fully owned by the seller.
Outstanding finance checks protect you from becoming an “innocent victim” of unresolved loans. By confirming that the vehicle is finance-free, you reduce the risk of repossession and legal complications. This small step can save you significant time, money, and stress in the long run.
While selling a car with outstanding finance is not impossible, it’s complicated. You must settle the remaining debt or arrange terms with the finance company before transferring ownership. Failing to do so could leave the buyer without legal rights to the car.
Simply enter the vehicle’s registration number and select a full check. Our report provides the finance agreement’s start date and contact details for the finance company. This allows you to clarify any outstanding amounts directly.
If the report reveals unresolved finance, contact the finance company immediately. Depending on the situation, the seller may pay off the debt, or you may need to negotiate terms to assume the remaining payments. Always ensure the car is legally cleared of debt before finalizing the purchase.
Start from our homepage, enter the vehicle’s registration, and opt for a Full Check. Our finance check provides all the necessary details to confirm whether a car still has outstanding finance, so you can proceed with confidence.